Ground Up Construction Loans
We offer short term loans for investors that are looking to purchase, develop, and sell investment properties. The perfect loan for neighborhood developers.
Program Highlights
No Personal Income
Down to 680 FICO
No Prepayment Options
Up to 90% LTC
Single Family (1-4)
No Tax Returns Required
In-Fill & Subdivisions
Interest Reserves
What is a Ground Up Construction Loan?
Ground Up Construction Loans are short term loans (12-24 months) that can be used by real estate developers to purchase and build properties. By reviewing projected Return On Investment (ROI) and borrower experience Happy Capital provides loans to developers with the ability to wrap in monthly mortgage payments.